Defining Your Risk

Your traditional property and casualty insurance providers exist to charge premiums and resist paying claims.  The difference between what they collect and what they pay is their profit, and they owe it to their shareholders to profit at your expense.


Our insureds are our shareholders, and we aim to keep our insured-shareholders happy.

You also have complicated risks, which commercial insurance companies avoid as much as possible.  


Stop loss on investment


Define and mitigate risks in only the way the professionals such as you are capable of understanding.  


“When it comes to risk, do it your way”.